Download 2025 Annual Report and Disclosure Statement
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2025
| Disclosure Statement for the six months ended 30 Sept 2025 |
| Annual Report and Disclosure Statement for the year ended 31 Mar 2025 |
| Climate Report (climate statement) for the year ended 31 Mar 2025 |
| Disclosure Statement for the six months ended 30 Sept 2024 |
| Annual Report and Disclosure Statement for the year ended 31 Mar 2024 |
| Climate Report (climate statement) for the year ended 31 Mar 2024 |
2023
| Disclosure statement for the six months ended 30 Sept 2023 |
| Annual Report and Disclosure Statement for the year ended 31 Mar 2023 |
Financial Markets Conduct Act 2013 Disclosures
| Financial Advice Provider Disclosure Statement |
2022
| Disclosure statement for the six months ended 30 Sept 2022 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2022 |
2021
| Disclosure statement for the six months ended 30 Sept 2021 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2021 |
2020
| Disclosure statement for the six months ended 30 Sept 2020 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2020 |
2019
| Disclosure statement for the six months ended 30 Sept 2019 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2019 |
2018
| Disclosure statement for the six months ended 30 Sept 2018 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2018 |
2017
| Disclosure statement for the nine months ended 31 Dec 2017 |
| Disclosure statement for the six months ended 30 Sept 2017 |
| Disclosure statement for the three months ended 30 June 2017 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2017 |
2016
| Disclosure statement for the nine months ended 31 Dec 2016 |
| Disclosure statement for the six months ended 30 Sept 2016 |
| Disclosure statement for the three months ended 30 June 2016 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2016 |
2015
| Disclosure statement for the nine months ended 31 Dec 2015 |
| Disclosure statement for the six months ended 30 Sept 2015 |
| Disclosure statement for the three months ended 30 June 2015 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2015 |
2014
| Disclosure statement for the nine months ended 31 Dec 2014 |
| Disclosure statement for the six months ended 30 Sept 2014 |
| Disclosure statement for the three months ended 30 June 2014 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2014 |
2013
| Disclosure statement for the nine months ended 31 Dec 2013 |
| Disclosure statement for the six months ended 30 Sept 2013 |
| Disclosure statement for the three months ended 30 June 2013 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2013 |
2012
| Disclosure statement for the nine months ended 31 Dec 2012 |
| Disclosure statement for the six months ended 30 Sept 2012 |
| Disclosure statement for the three months ended 30 June 2012 |
| Disclosure Statement and Annual Report for the year ended 31 Mar 2012 |
2011
| Disclosure statement for the nine months ended 31 Dec 2011 |
| Disclosure statement for the six months ended 30 Sept 2011 |
| Disclosure statement for the three months ended 30 June 2011 |
| Disclosure statement for the year ended 31 Mar 2011 |
Financial Markets Conduct Act 2013 Disclosures
| Financial Advice Provider Disclosure Statement |
Notice of opting-in to Financial Markets Conduct Act 2013
| Notice of opting-in to Financial Markets Conduct Act 2013 |
| Notice of opting-in to Financial Markets Conduct Act 2013 |
Disclosure Information for investments made prior to 26 October 2011
The Deed Poll (PDF 3.4MB) provides that certain provisions of the Trust Deed (PDF 4.8MB) will continue to apply only to any securities issued by PSIS under the Trust Deed (the "Existing Securities") prior to the time, and date, of PSIS registering as a bank and changing its name to The Co‑operative Bank.
The Trust Deed has been released on the terms of the Deed of Release (PDF 3.6MB) and continuation of matters detailed in the Deed Poll.
The key provisions being preserved for holders of Existing Securities under the Deed Poll include:
- the obligation to repay (when required) any principal and interest outstanding in respect of the Existing Securities;
- the existing subordination of the Capital Notes;
- the existing guarantee by PSIS Life under the Trust Deed; and the right to enforce rights directly against PSIS without being required to involve or act through the Trustee.
As and when the Existing Securities mature (because the relevant deposit either is withdrawn or is reinvested) the Deed Poll will no longer apply to them.
The Deed Poll and Trust Deed does not apply to any securities issued after the time and date on which PSIS' registered as a bank on 26 October 2011.